Take Control
Of Your Money

Track expenses, manage budgets, and build better financial habits, all in one clear view.

Used by 1,884 people managing their money better
Features

Everything You Need To Manage Your Money

Expense Tracking

Every transaction sorted and categorized automatically, no manual entry needed.

Smart Budgeting

Limits that adjust to your habits, with a gentle nudge before you go over.

Financial Goals

Set a target, track progress in real time, and watch your plan become a habit.

Analytics Dashboard

Clear, visual reports that turn raw numbers into decisions you can act on.

Product

Your Whole Financial Picture, One View

A single dashboard for balances, spending, and progress, built for daily use.

Overview

Balance
$24,850
Income
$8,500
Expenses
$2,300

Savings Rate

80%of goal

Recent Transactions

A
Apple Store
Today
-$129.00
P
Payroll Deposit
Yesterday
+$4,200.00
W
Whole Foods
Aug 19
-$64.20
Process

How It Works

01

Connect

Securely connect your bank, credit cards, and investments in a few minutes.

02

Track

Monitor your spending as it happens, with clear categories and trends.

03

Grow

Reach your financial goals with a plan that adapts as your life changes.

Testimonials

Loved By People Who Watch Their Money

Real feedback from people who use Nerose to stay on top of their finances every day.

"Nerose replaced three different apps for me. Connecting my accounts took five minutes and I finally have one clear picture of my money."

AC
Amanda Clarke
Freelance Designer

"The spending trends are what sold me. I can finally see where my money leaks every month instead of guessing at the end of the year."

DM
Daniel Morgan
Software Engineer

"As someone who dreaded budgeting, this is the first tool that made it feel calm instead of stressful. The goal tracking keeps me honest."

SB
Sarah Bennett
Marketing Manager
Pricing

Simple Plans, No Surprises

Start for free. Upgrade only when you need more room to grow.

Free
For anyone getting started with budgeting.
$0/month
No credit card required
  • Expense tracking
  • Up to 3 budgets
  • 1 financial goal
  • Basic analytics dashboard
Get Started
From The Blog

Ideas To Help You Manage Money Better

Practical reads on budgeting, saving, and building habits that stick — straight from the Nerose team.

Budgeting
Aug 14, 2026 · 5 min read

The 50/30/20 Rule, Explained Simply

A no-fuss breakdown of the classic budgeting split, and how to adapt it when your income isn't steady.

Read article
Saving
Aug 7, 2026 · 4 min read

Building An Emergency Fund From Zero

Small, boring, repeatable steps that get you to three months of expenses saved without the stress.

Read article
Habits
Jul 29, 2026 · 6 min read

Why Weekly Money Check-Ins Beat Monthly Ones

How a 10-minute Sunday habit keeps small overspends from turning into a month-end surprise.

Read article
Careers

Join the Team Building Nerose

We're a small, remote-first team building tools that help people feel calmer about money. If that sounds like your kind of work, take a look below.

Product Designer

Design Remote Full-time
Apply

Frontend Engineer

Engineering Remote Full-time
Apply

Customer Support Specialist

Support Remote Part-time
Apply

Don't see the right role? Send us your resume anyway.

FAQ

Questions, Answered

Everything you'd want to know before you connect your accounts.

Yes. We use bank-level 256-bit encryption for every connection, and we never store your bank login credentials on our servers. Your data is read-only. Nerose can see your transactions to help you track spending, but it can never move money or make changes to your accounts.

Nerose connects to thousands of banks, credit unions, and credit card providers. During setup, simply search for your institution. If it's not listed, you can also add transactions manually so nothing falls through the cracks.

You can get started with Nerose for free, no credit card required. Paid plans unlock features like unlimited budgets, shared family accounts, and deeper analytics for people who want more control over their finances.

Absolutely. You can disconnect any linked account or cancel your subscription at any time from your settings, with no lock-in period. If you delete your account, all of your personal data is permanently removed from our systems.

Yes. You can invite a partner or family member to share budgets and goals while keeping your own transactions private, so everyone stays on the same page without losing personal visibility.

We'll notify you right away if a connection needs to be refreshed, usually a one-click fix. Your past data stays exactly as it was, and nothing you've already tracked or budgeted is ever lost.

Still have questions? Reach out to our support team.

Start Building Better Financial Habits

Get Started

Privacy Policy

Last updated: January 2026

Nerose Finance ("Nerose", "we", "us") respects your privacy. This policy explains what information we collect, how we use it, and the choices you have.

What we collect

  • Account details you provide, such as your name and email address
  • Transaction and budget data you enter or connect to track your finances
  • Basic device and usage information to keep the app secure and improve performance

How we use it

  • To operate core features like budgets, goals, and spending insights
  • To send account-related notifications you opt into
  • To detect fraud and keep your account secure

What we don't do

We don't sell your personal financial data to advertisers or third parties.

Your choices

You can export or delete your data at any time from Account Settings, or by contacting us at privacy@nerose.store.

Terms of Service

Last updated: January 2026

By creating an account or using Nerose, you agree to these Terms of Service. Please read them carefully.

Using Nerose

  • You must be at least 18 years old to create an account
  • You're responsible for keeping your login credentials secure
  • You agree to provide accurate information when using budgeting and goal-tracking features

Not financial advice

Nerose provides tools to help you track and organize your finances. Nothing in the app constitutes personalized financial, investment, tax, or legal advice.

Account termination

You may close your account at any time. We may suspend or terminate accounts that violate these terms or that we reasonably believe pose a security risk.

Changes to these terms

We may update these terms from time to time. Continued use of Nerose after changes take effect means you accept the updated terms.

Security

How we protect your data

Keeping your financial data safe is core to how we build Nerose.

Encryption

  • Data is encrypted in transit using TLS
  • Sensitive data is encrypted at rest

Account protection

  • Optional two-factor authentication for sign-in
  • Automatic session sign-out on shared or inactive devices
  • Real-time alerts for unusual account activity

Infrastructure

Our systems undergo regular security reviews, and access to customer data is limited to what's needed to operate and support the product.

Report an issue

Found a vulnerability? Email security@nerose.store and we'll respond promptly.

Coming soon
Sign in

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Welcome back.

Create your account in under a minute and get a clear, organized view of your money.

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Account created. Welcome to Nerose

AM
Alex Morgan
Demo account · read-only

Total Balance

$0.00
Monthly Income
$8,500
Monthly Expenses
$2,300

Cash Flow

Savings Rate

72%of goal

Goals

Emergency Fund86%
Travel54%
New Laptop31%

Welcome, Alex

Here's your financial overview today.
Notifications
Mark all read
Food budget is at 92%, $48 left this month
2h ago
Rent ($1,450.00) is due in 4 days
6h ago
You reached 60% of your New Laptop goal
Yesterday
Salary of $3,000 was deposited
3 days ago
Heads up: you've spent 30% more on Food this month than your 3-month average. At this pace you'll be $2,650 over your Food budget by month end.
Total Balance
$24,850.00
+12.5% from last month
MarAprMayJunJulAug
Income
+$8,500
This month
Expenses
-$2,300
This month
Savings
$6,200
This month
Net Worth
$41,260.00
+4.8% this month
Assets
$54,900.00
Liabilities
$13,640.00
Financial Health Score
+6 pts this month
78
Good
Savings rateStrong
Budget adherenceFair
Debt-to-incomeGood
Achievements
4 of 8 unlocked
3-Month Streak
First $5k Saved
First Goal Hit
Budget Pro
Debt Free
Investor
1-Year Streak
$25k Saved
Recent Transactions
View all
Netflix
Entertainment
-$15.99
Aug 20
Salary
Income
$3,000
Aug 18
Coffee Shop
Food
-$5.00
Aug 18
Shopping
Personal
-$120.00
Aug 16

No transactions yet

Once you add a transaction, it'll show up here with your spending broken out by category.

Spending Overview
Last 30 days
$2.3k
Total
Food30%
Bills25%
Shopping20%
Other25%
M
T
W
T
F
S
S
Subscriptions
View all
$64.96 across 5 active subscriptions / month
N
Netflix
Renews Sep 20
$15.99
S
Spotify
Renews Sep 3
$11.99
I
iCloud+
Renews Sep 12
$2.99
G
Gym Membership
Renews Sep 1
$34.99

No subscriptions tracked

Nerose will flag recurring charges here so you always know what you're paying for.

Spending Heatmap
Last 28 days
Less More
Investment Portfolio
View all
$18,420.50 +8.2% all time
VTI
Total Market ETF
12.4 shares
$3,180.20
+2.1%
AAPL
Apple Inc.
18 shares
$4,220.10
+1.4%
BTC
Bitcoin
0.084 BTC
$5,940.00
-3.6%
BND
Bond Index Fund
64 shares
$5,080.20
+0.5%

No investments linked

Connect a brokerage account to track your portfolio alongside your budget.

Rewards & Cashback
Points balance
24,180
$28.40 cashback this month
Groceries
3% cashback
$11.20
Streaming & Entertainment
2% cashback
$6.80
Everything else
1% cashback
$10.40

No rewards linked

Connect a rewards card to see points and cashback earned automatically.

Monthly Budget
$2,000of $3,000
Food92% · near limit$552 / $600
Transport$200 / $400
Entertainment78%$234 / $300

No budgets set

Create a budget to keep your monthly spending on track by category.

Your Goals
60%
New Laptop
$900 saved of $1,500
54%
Travel Fund
$1,620 saved of $3,000

No goals yet

Set a savings goal and Nerose will track your progress automatically.

Upcoming Bills
Rent
Due Aug 25
$1,450.00
Due soon
Electricity
Due Aug 28
$86.40
Upcoming
Internet
Due Sep 2
$59.99
Scheduled

No bills tracked

Add a recurring bill and Nerose will remind you before it's due.

Linked Accounts

No accounts linked

Connect a bank or card so Nerose can track balances automatically.

Debt Payoff
$13,640.00 remaining
Rewards Credit Card$1,120 / $5,000
Paid off by Nov 2026 at current rate
Student Loan$12,520 / $18,000
Paid off by Mar 2029 at current rate

No debts tracked

Add a loan or credit card and Nerose will build a payoff plan for you.

Shared Budget
AM
Alex Morgan (You)
Owner
$1,240
JM
Jamie Morgan
Partner
$860

No shared budget yet

Invite a partner or family member to track spending together.

Recent Activity
You updated the Food budget limit
Today, 9:41 AM
You linked Rewards Credit Card
Yesterday, 4:12 PM
Jamie Morgan joined your shared budget
Aug 18, 2:05 PM
You created the Travel Fund goal
Aug 14, 11:20 AM

No activity yet

Account and budget changes will show up here as you use Nerose.

AM
Alex Morgan
Member since Jan 2024
4
Budgets
3
Goals
128
Transactions
Date of Birth
Not set
Preferences
Dark mode
Currency
Account

Add Transaction

Create Budget

Set Goal

Invite a Member

Saved